Managing a global career means navigating complex cross-border retirement rules. For US citizens or residents with assets in India, reporting worldwide income is high-stakes. While India’s Provident Fund offers tax-exempt growth under the EEE framework, the IRS treats it differently. Understanding how accrued interest impacts your US tax return and leveraging the US-India Double Taxation Avoidance Agreement (DTAA) is critical to protecting your wealth from dual liabilities.